Being Penniless for outings

I’ve noticed that if you are penniless for outings put together by others, you can only reject/ignore them.

However, if you put one together, and your friend is without money, you can spot them money.

Is there someway to incorporate the borrowing of money, or allowing other people to spot you for outings. Maybe build it off your relationship meter, that is, if you are 30% or more with a friend, then they might spot you for the outing, if not it’s not going to happen.

ALso if you are one ot borrow money a lot, your relationship with that friend drops.

Also is there someway you can give gifts to people, a simple policy should accomplish that right?

If you have a boy/girlfriend, they’ll sometimes spot you, but your friends are a bunch of mooches.