Interesting. We should probably look into the data. Although there are a lot of car accidents, is ti really a noticeable chunk of healthcare costs to deal with them? The same is likely the case with workplace injuries.
If an effect is below 1%, its likely more trouble (in terms of UI clutter) to add it than it is worth. I’m happy to be proven wrong though!
Also I think if we add such effects, they should be on healthcare demand, which already has an effect on costs I think (i will check!).
Injury costs per year amount to £5.2 billion, but only about a fifth of that comes from the government. I assume some of that would be disability benefit, and some actual state healthcare costs. (assume a 50/50 split)
So it looks like maybe a 2.5 billion cost per year (£600million per quarter) element of each policy would be attributable to injuries with the current UK slider settings for workplace safety.
In a real granular sim, actual ‘safety’ would be modelled, and workplace legislation would just be one element feeding into it, as car accidents would be another one… yikes.
So maybe assume 50% of injuries are from workplace, 50% from cars? so a £300mill impact for each item on both healthcare costs and disability benefit costs.
Note: Among young people around the legal driving age, car accidents are one of the biggest causes of death. And if they survive, I’d imagine the injuries not to be underestimated either!
Driving cars is probably the most dangerous thing we generally let average people legally do.