Suggestion: Nerf causes of Hospital Overcrowding OR buff remedies to it

There seem to be only socialist or authoritarian solutions to this crisis, are there other ways of stopping this? Liberal/Capitalist. The Liberal/Capitalist solutions that I am aware of are just as expensive as the socialist ones. So, maybe the real question is, can there be a liberal, cheap and capitalist way of solving this problem?

I can think of one policy:

Citizen’s Health Brigades. Volunteers paid a small stipend in their free time to look after the ill.