It would be good for modded races in many cases (hurr hurr rhyme) and a lot of the races here now. When I was starting GSB, I was almost as disappointed to see my newly-unlocked Rebels saying the same things as the Federation as I was to see they had a grand total of one difference in their available modules.
Also, I have difficulty imagining the Alliance or Swarm having wallets, or pants in which to place those wallets.
Maybe that’s why they always leave their wallets on Deck Six. Maybe deck six is a wallet-storage deck since they don’t wear pants